Affordability is quickly dropping in Canada at a rate that hasn't been seen in over 30 years.


What does typical Canadian house look like. New neighbourhood - YouTube


Right across the country, in every housing category, affordability that dropped during the second quarter of this year, coupled with 3 previous quarters of decreased affordability has rolled back any affordability improvements that happened at the beginning of COVID-19.

The measure of affordability jumped 2.7% last quarter - the biggest quarterly increase in more than 3 decades.  Affordability eroded in almost all of Canada's  major markets, with Toronto's affordability measure jumping up 4.1%, Vancouver up 3.2% and Ottawa up 3.1%.


Tens of thousands of homes are sitting vacant across Canada: report | CTV  News


The increases have affected the amount of income Canadians are having to put towards their housing costs to a national average up to 49.7%.

Overall, affordability is most strained in Vancouver, where ownership costs respresent 63.5% of household income, Toronto - 59.1% and Victoria - 48.0%.

Ottawa, at 38.5% and Montreal at 38.4% are 2 other markets where aggregate measures look historically high.


These Are the Houses You Can Get on a $300K Budget Across Canada


Many parts of the Prairies and Atlantic Canada have also experienced increases in affordability, but are much more within Canadians reach, with cities like Calgary, Edmonton, Regina, Saskatoon, Winnipeg, Saint John, Halifax and St. John's measuring below their long-term affordability average.

Home prices are expected to continue rising across the country in the coming months as inventory levels remain low, but there is some relative relief expected in 2022 as appreciation is expectd to slow and prices projected to flatten. Let's see what happens??


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits


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VancouverMom has once again posted its 2021 Top Pumpkin Patches around Vancouver. Yes it's that time of year again!

Please dress appropriately and leave your pets at home. Keep your family safe and healthy by wearing face masks, social distancing and using hand sanitizer. Thank you VancouverMom.

Taves Applebarn and Pumpkin Patch


Located in Abbotsford, Taves Applebarn is a favourite for good reason. Not only is there a hayride out to the pumpkin patch with an old tractor for the kids to play on, but the farm has a popular bouncy pillow, corn maze, pumpkin (and corn) cannon, petting zoo, playground, marketplace and pony rides! #boom

>> Taves Family Farm

Richmond Country Farms, Richmond


Perhaps because of its proximity to Vancouver, Richmond Country Farms is always busy but worth the visit. Try to come at a non-peak period if your schedule allows, or even a drizzly day. There is an undercover hay tent where the kids can frolic, covered wagon rides with sing-along out to the pumpkin patch and a stage area to eat the post-patch apple. Costumed entertainers (Korny Corn and Polly Pumpkin!) and a farm band provide colourful entertainment and the kids love the barnyard animals.

>> Richmond Country Farms

Aldor Acres, Langley


This patch wins for most Instagram-worthy moments, with cute baby animals, hayrides, and chainsaw-wielding pumpkin carver. And pumpkins, of course.

24990-84 Avenue Langley, BC

Laity Pumpkin Patch, Maple Ridge

Searching for eggs in the chicken coop, ride a tractor, visit the pumpkin zoo. There’s a snack bar on site too. Grab a wheelbarrow because you’ll need it for the trip back with your pumpkins.

>> Laity Pumpkin Patch

Maan Farms Pumpkin Patch and Fall Fest, Abbotsford

pumpkin-771403_1280

Maan Farms is a great family outing any time of the year with a large fenced field for kids to roam. Kids can explore the petting farm, playground, wooden playfort, zipline, pedal cart racetrack and huge bouncy pillow trampoline. During pumpkin season, they add a pumpkin patch, corn maze, hay-wagon rides and a VERY scary evening haunted corn maze (to be avoided at all costs unless you want your sweet little snowflake in your bed for the rest of their childhood).

>> Maan Farms

Rondriso Farms, Surrey

This sprawling three-acre pumpkin patch offers a wide variety of pumpkins, a
general store selling local fresh pesticide-free produce and naturally raised beef products, and most importantly, hayrides! Head down to the pumpkin patch in your own tractor-pulled wagon. Plexiglass installed between the middle of the wagon.

>> Rondriso Farms General Store and Pumpkin Patch

Peteys Pumpkin Patch, Chilliwack

With over 5,000 square feet of indoor activities, you can head there rain or shine. The wagon and train are also covered. There are indoor bouncy castles, a petting zoo, four huge corn mazes, train rides and Fortrunamuck!

>> Petey’s Pumpkin Patch

Harris Farm, Maple Ridge

This off-the-radar Pumpkin Patch in Maple Ridge is a family hobby farm perfect for little kids. The two-three acre farm offers an array of pumpkins; from tiger-coloured pumpkins to multi-coloured gourds and a festive barn.

>> Harris Farm

Westham Island Herb Farm, Delta

Westham Island Pumpkin Farm

This family-friendly farm is a spring-to-fall favourite. The highlight each year is the pumpkin patch, where you can grab a wheelbarrow and head out into the fields to pick the perfect pumpkin with your own little pumpkins. They sell ornamental gourds, cornstalks, miniature and full-sized hay bales and sweet sugar pumpkins for baking or cooking. Bonus: They light up 100 hand carved pumpkins every night for the last ten days of October.

>> Westham Island Farm

Southlands Farm, Vancouver

Southlands Heritage Farm is a perfect for low-key, local option. This small but lovely urban farm offer pumpkins and apples, minus the hoopla. Kids can meet the goats, sheep, chickens, chicks, and horses, pick a pumpkin from the Old Apple Orchard and sit by the fire.

6767 Balaclava Street (at 51st) ​604-261-1295

>> Southlands Farm

Willowview Farms, Abbotsford

This Abbotsford fave is a seasonal U-pick farm with rows of apples, plums, pears and pumpkins. Hayrides, petting zoos and a pumpkin patch. Try their apple cider slushy (via Stephanie Small). NB: Petting barn and playground will not be available this year due to COVID-19.

>> Willow View Farms

Port Kells, Surrey

This smaller patch features a  hay ride (with stops at a chicken coop and goat palace!), kid friendly haunted house, hay maze, face painting and a nice variety of pumpkins.

18730 88 Ave W, Surrey, (604) 882-1344


Hazelmere Pumpkin Patch

Open every weekend in October, this fan fave features wagon rides, a mini corn maze, petting zoos, and play areas (fire truck, Tonka Toy, and Boat) for $7.50 (cash only). Pumpkins are extra and priced by size. Food trucks are on-site on weekend.

>> Hazelmere Pumpkin Patch

Meadows Family Farm, Maple Ridge

This quiet gem is perfect for is perfect for toddlers and little babies and features a hobby farm, petting farm, pumpkin patch display, and general trailer store with a playground area and umbrella sheltered picnic tables for lunch.

>> Meadows Family Farm

At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits











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The 1962 Ferrari GTO is the holy grail to car collectors. Only 36 were ever built and in 2018 it smashed car auction sales records by selling for $48,405,000, or $10 million more than the last record holder, another GTO which sold for $38,115,000 in 2014 ($42,900,000 today).


1962 Ferrari 250 GTO Could be the Most Expensive Car Ever » AutoGuide.com  News


Edoardo Luildi-Garardi drove this record breaking Ferrari to victory in the 1962 Italian GT Championship, and it's only one of seven with Series II coachwork. The car's history is fascinating.


1962 Ferrari 250 GTO Could be the Most Expensive Car Ever » AutoGuide.com  News


There have been more succressful Ferrari models, such as the 250 L, which has its engine mounted behind the driver, but the front-engined GTO is more popular because it's easier to drive.


This 1962 Ferrari has become the most expensive car ever sold at auction –  and it broke the previous record by nearly £10million


All 36 of the 250 GTOs ever made are still running and their ownership has created a very exclusive club. They all know one another and get together for road rallies.

This particular GTO was only the third one built, but it was given a new body in 1963, incorporating changes from the improved aerodynamics and handling.


1962 Ferrari 250 GTO Sets Record as Costliest Car Sold at Auction – Robb  Report


But this GTO is not the most expensive GTO ever sold. A silver 1963 GTO sold to the founder of WeatherTech for $70 million in 2018 in a private sale. That car won the 1964 Tour de France.


This 1962 Ferrari has become the most expensive car ever sold at auction –  and it broke the previous record by nearly £10million


Engine: 3.0 L V-12

Horsepower: 296 HP

Top speed: 174 mph

Weight: 1.940 pounds.


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. We also love referrals and will gladly pay for them. If you would entrust us with your friends/family, kindly send them our way. Refer, and You Shall Receive


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It was the gold rush that triggered the founding of B.C in 1858, but it was the businesses the built the provinces economy after the prospectors moved on.

One of those businesses was the multi-billion dollar H. Y. Louie Ltd which had one of the humblest of beginnings back in 1903 when an immigrant peasant named Hok Yat Louie opened a general store in Vancouver's Chinatown. (Photo of son, Tong below)


Canada 150: Tong Louie built his family company into a B.C. business empire  | Vancouver Sun


When Hok Yat arrived in Canada in 1896, Vancouver was not friendly at all to Asian immigrants. He started out as a farm labourer, saving money until he could fulfull his dream of opening a store.  Enduring his share of prejudice as he built a business that, in 1934, he left to his sons, Tong and Tim. With the business he also left a series of letters advising them on how to conduct their affairs - from setting their goals on the business's profitability to following the laws of Heaven and being charitable.


LOUIE H Y CASH AND CARRY - CLOSED - Convenience Stores - 880 Malkin Avenue,  Vancouver, BC - Phone Number - Yelp


The Louie brothers followed their fathers advice and today, Tong's son, Brandt heads a $4 billion empire, employing 8,000 people in 4 different businesses: food wholesaling, the IGA food chain, London Drugs and an import-export division.

Brandt Louie is one of the wealthiest people in Canada with a personal net worth of $1.29 billion.


London Drugs - Wikipedia


The business his grandfather founded still follows the principals Hok Yat Louie laid down to his sons; serve your customers, be fair in your business dealings and honour your parents.

In a Maclean's magazine article, Brandt Louie states the family and a corporate foundation give an estimated $700,000 annually to charities, in addition to initiatives at individual stores.


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. If you are curious as to what homes are selling for in your neighbourhood or complex, sign up for Neighbourhood Update – and get the facts.


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Vancouver approves plan to convert Casa Mia mansion into senior care home |  Urbanized


One of Vancouver's best-known mansions, built by liquor magnate and bootlegger George Reifel in 1932 on a 1 1/2 acres site overlooking the Fraser River is complete with lore, myth and a little bit of Disney.

Depite its 20,700 sq.ft size, the Spanish Revival-style home had a small number of bedrooms -  a main, 3 bedrooms for the Reifel kids and 8 servants quarters - because Reifel didn't like guests spending the night.


Vancouver approves plan to convert Casa Mia mansion into senior care home |  Urbanized


What bedrooms there were, however, were impressive. One of the playrooms featured characters from Snow White and the Seven Dwarfs, hand-painted by Disney Artists.


Paintings by Walt Disney company illustrators appear inside Casa Mia. Photo Courtesy of Heritage Van


The house, complete with a ballroom in the basement, hosted many grand parties. The Reifel kids recalled bumping into jazz legends like Duke Ellington and Dizzy Gillepsie in the hallways. But the rumours of a secret underground tunnel to Rio Vista, another Southlands mansion, are apparently not true.

After Reifel died in 1958, Casa Mia was sold several times until it was finally purchased in 2010 by Maureen McIntosh and Lynn Aarvold of the Care Group for $10 million. 


A shot of the interior of Casa Mia.


Their original plan was to convert Casa Mia into a 62 bed seniors' care facility, add a two storey wing, and seek heritage designation. The proposal garnered opposition from residents concerned about the scale of the project, and the idea was shelved.


A bathroom fixture in Casa Mia.


Then in November 2017 a revamped proposal won unanimous support at a public hearing at city hall.

The approved application saw that the mansion was retained and an addition built to create a 90 bed facility - Vancouver Coastal Health funding 58 of them, while the remaining 32 are private-pay.


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits



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Canadian researchers are now saying that basements are costly for the environment.


House Foundation Types, Uses, and Pros and Cons


Real estate contruction is a big producer of carbon-emissions according to the Global Alliance for Buildings and Construction.

According to the report, the bigger the build and more concrete poured into basements, the more taxing such housing becomes on the environment. Simply put, they say you should build as small as you can for what you need, and if possible, avoid having a basement.


What to Look For In the Basement When Buying a House | GJ MacRae Foundation  Repair


The study found that concrete basements were by far the largest driver of material use, accounting for an average of 56% of total material intensity. In terms of greenhouse gas emissions, the picture gets even worse, because concrete is carbon-intensive - a lot of emissions get created during its manufacture. This is in contrast to other materials such as wood, which is theoretically carbon neutral.

In general, the report found that the larger the home, the more damaging it is to the environment, because there are more materials being used as well as more engery costs associated with heating larger rooms.


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. We also love referrals and will gladly pay for them. If you would entrust us with your friends/family, kindly send them our way. Refer, and You Shall Receive


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Did you know that the act of touching glasses to cheers comes from medieval suspicions of poisoning each othe. You would slam mugs together to spill each others drinks into your own to show trust, and that you weren't trying to kill them.


39,994 Champagne Glasses Toasting Stock Photos, Pictures & Royalty-Free  Images - iStock


How long can snails sleep? Up to 3 years if the weather doesn't suit them.


Contentedly sleeping snail stock illustration. Illustration of childhood -  72227820


Rev. Dr. Martin Luther King, Jr and Mrs. Coretta Scott King paid the hospital bill for the birth of Julia Roberts, whose parents were family friends and ran a small acting school the King children attended.


TIL: Julia Roberts parents ran a children's acting school. The children of Martin  Luther King, Jr. and Coretta Scott King attended the school. As a thank-you  for their service, Mrs. King paid


A million seconds is 12 days. How long is a billion seconds?  31 years.


A MILLION SECONDS IS 11 DAYS a BILLION SECONDS IS 31 YEARS a TRILLION  SECONDS IS 31710 YEARS Really Puts It Into Perspective | Meme on ME.ME


Did you realize that when you look at a flower, some of the photons that entered your eye just ended a 100,000 year journey from the center of the sun.. Nobody else sees them - Just you. 10% of those will give up their energy to cause a chemical reaction that - literally - makes them a part of you.


Flowers That Turn Toward the Sun


The 'Tag' when you play tag stands for 'touch and go'.


1,586 Kids Playing Tag Stock Photos, Pictures & Royalty-Free Images - iStock


So far there has been less than 750,000 humans to have ever been to Antartica. 500,000 of those were only in the last 15 years.


People in Antarctica – Australian Antarctic Program


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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Victoria Photographer | Langford Stock Images Bear Mountain Village –  Victoria Photographer | Portrait and Event Photography


One of the effects of COVID-19, intensified by lockdowns and quarantine periods over the last 18 months, is the desire to get outside and back to nature. It has also resulted in a property building and buying boom on Vancouver Island as people find they need more space, improved amenities and in some cases new settings.

According to REW.ca, all 10 of the largest towns on Vancouver Island have seen an increase in homebuyer searches this year, led by Greater Victoria and Nanaimo, but including smaller towns such as Parksville and Qualicum Beach.


Bear Mountain Real Estate - Victoria MLS Homes For Sale


One of the aftershocks have rumbled through the Bear Mountain development on Skirt Mountain in Langford, which has seen a surge in interest over the past 18 months with people considering the resort as a place to live.

Over the past 18 months the development has added the 50 home Cypress Mews neighbourhood, 15 executive single-family homes in its Riviera neighbourhood, the 39-lot Pinehurst development is coming, while new signage has just gone up promising a 30-home neighbourhood called Shadow Creek that will overlook the resort's mountain golf course.


One Bear Mountain, by Terracap Group and 360 Pacifica Capital Corp, is an 18-storey, 209-unit luxury condo development that completes in 2024. | Rew.ca


There are also plans being drawn up for what could be a 180-unit development at the top of the mountain to be called Victoria Peak.

The first concrete residential tower built on the mountain in 15 years is seen in the construction of One Bear Mountain, an 18-storey, 209-unit luxury project by Toronto based Terracap Group of Companies and Montreal's 360 Pacifica Capital Corporation, which completes in 2024.

Plans are also underway for a new village centre, which will curate the kind of retail that caters to a growing community.


Bear Mountain sees surge in interest as more people discover it during  pandemic | Times Colonist


But the growth has come with some tension.

Bear Mountain has told its residents that it was planning a new trail network program that would include access fees for non-residents who want to hike or bike the trails that run on private land.

The restrictions have rubbed some hikers and bikers the wrong way.

At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits



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What came first, the orange, or...orange? Did somebody make a random decision to name the fruit after its colour? That's how the blueberry got its name. Or did the colour get its name from the fruit?  In terms of origin stories - this one is right up there with the chicken versus the egg - although much easier to solve.


oranges


The answer is neither.  Although one did come before the other, neither was actually the first meaning of the word. The linguistic ancestor to today's word 'orange' was first used to describe the tree that the fruit grows on. The word's  roots can be traced all the way back to Sanskrit. In that language the word naranga meant 'orange tree'. Naranga evolved into the Persian word 'narang' and the Arabic work 'naranj'. If you know Spanish, these words might look very familiar - the modern Spanish word for 'orange' is 'naranja'.

As the word evolved, it eventually came to mean the fruit, not just the orange tree.  Old French adapted the Arabic word naranj as 'pomme d'orenge' - the fruit from the orange tree, or just 'orenge'.

The word didn't become to describe colour until almost 200 years later, making the fruit the clear winner.  

Question: What words can you name that rhyme with orange? Answer: Another fun fact - their aren't any words that rhyme with orange in the english language. 

At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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apple store


Over the years we have all learned a lot about Apple founders Steve Jobs and Steve Wozniak, as the tech company changed the way we live and do business. But there was a third founder of the giant, Ronald Wayne, who at one time owned 10% of the company. Wayne was an Apple founder for just 12 days before deciding to sell his share to Jobs and Wozniak for a mere $800. Unfortunate considering the company is now worth approximately $1 trillion.

At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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Fifteen Fifteen, a planned 42-storey building at 1515 Alberni Street, will have a distinctive silhouette with 18 cantilevered units that take advantage of 270 degree views. The increasing popularity of cantilever buildings over the last 10 years has residents literally living on the edge.  The cantilever is an entire 

D structure that defies gravity and provides superior apartment layouts for the world's most luxurious apartment buildings.


Fifteen Fifteen, a planned 42-storey building at 1515 Alberni Street, is a development by Bosa Properties.


The tower will be built on one of the most recognizalbe sites in Vancouver.

The plot includes an architecturally historical building at 1500 Georgia and a pool that has been iconic on the artery in the city. There was space available for another building which was where the concept for Fifteen Fifteen was born.


a room filled with furniture and a large window:  There are 69 different floorplans: Fifteen Fifteen comprises studio, one-, two- and three-bedroom units, cantilevered Observatory Residences and penthouses.


The architects have taken the time to focus on every detail to bring both the interiors and exteriors of the project to life.  The concept was to try and connect the tower to the elements of Vancouver - the mountains, the ocean, and Stanley Park.

While not everbody can live in the building, the building is intended to bring life to the neighbourhood. In addition to 202 homes, there will be boutique retail at the ground level and public art.


 Travertine countertops in the kitchen.


The 18 Observatories introduce a horizontal component with dramatic glass-enclosed cantilevers that project outward from the tower - creating a sensation of floating above the ocean, the city and the mountains.

The Observatories will range from two bedrooms (approx 1,500 squre feet) to three bedroom and den (just under 2,200 square feet), will be available on 18 different storeys, with the lowest on the 17th floor and the highest on the 36th floor.


a room with a sink and a mirror:  Large format terrazzo tiles on the floor and walls in the bathroom.


The amenties at Fifteen Fifteen will include the SkyLounge, spanning the 29th and 30th floors with a 270 degree view of the harbour, mountains and the city where residents will be able to host dinner parties for their guests in a space with some of the best views in the city. There will also be a 24-hour auto valet with an auto lobby just below street level, a concierge service and a state-of-the-art fitness and yoga room with locker and towel service.

Projected prices from $900,000.


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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It's quite amazing how many owners are now seeking homes for their mini-pigs because they didn't research bylaws or anticipate how big they would grow. These animals don't belong in Metro Vancouver backyards, let alone a condo.


Keys to raising healthy, happy mini pigs | Mazuri Exotic Animal Nutrition


'Mini-pig' is a term used to describe any smaller pig, as opposed to a specific breed. They include varieties that have been selectively bred to be smaller in  size, such as KuneKune, Yucatan and pot-bellied. The animals are also marketed as 'micro-pigs', '  pocket-pigs' and 'teacup pigs' and these labels are often where potential buyers get misled.


Pet 'mini-pigs' are outgrowing owners' expectations — and sanctuaries are  running out of space to re-home them | CBC News


A standard mini-pig can weigh between 50 and 150 pounds, but any breed of pig under 350  pounds is considered to be a 'miniature-pig.

Breeders charge anywhere from a few hundred dollars to several thousand.

Because a lot of pig breeders and not registered, a lot of buyers are ending up  with a pig that may not be as small as advertised.


What It's Like Having a Mini Pet Pig - Caring for Miniature Pigs


People glorify just how cute these little animals are, dressing them up when they're tiny, but they are going to turn into big animals - some up to 150-200 pounds.

Faced with challenges of care and potential fines in municipalities where pet pigs aren't  allowed, some owners are scrambling to find new homes for their pigs, leaving sanctuaries inundated with the animals.

Re-homing pigs is difficult and when a sanctuary accepts pigs, almost all of them stay until they die.


Body Condition Scoring the Miniature Pig | LafeberVet


A forever home is essential to restore the animals trust and give them stability because they are highly intelligent, emotional and family-focused animals. 


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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It is no surprise that Vancouver homeowners lead major cities in Canada with a total average debt load of $629,803, with $595,100 coming from mortgage debt and $34,703 from non-mortgage debt.


Here's how much the average homeowner in Vancouver and Surrey has in debt


Surrey comes in second in the country, averaging at a total of $609,104, including $574,324 from mortgage debt and $34,780 from non-mortgage debt.

This is followed by Toronto with an average mortgage balance of $574,246. Combined with a non-mortgage debt of $34,703, the average debt for Torontonians reaches $608,296.

Homeowners in Burnaby come behind in fourth, with an average total debt load of $559,293, with $523,180 sourcred to their mortgage obligations and $36,113 to non-mortgage debt.

What is interesting, despite having the largest mortgage balances, homeowners in Vancouver, Surrey and Toronto are the least likely to have missed billed payments compared to homeowners in other cities.

Homeowners in Regina ($261,325 average mortgage debt), Winnipeg ($263,857) and Saskatoon (280,842) are over three times more likely to have missed bill payments than homeowners in Vancouver, Surrey and Toronto.

The national average is $359,597 for mortgage debt and $34,290 for no-mortgaage debt.


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits


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The two-storey Vancouver penthouse unit at The Ritz in Coal Harbour has just sold for $7,350,000 after more than a year on the market.



The pool is a spectacular feature, which is for the exclusive use of the residents of the penthouse only - they don't have to share the pool with anybody else. An especially nice feature during COVID-19.

Only a select few penthouse properties in Vancouver have their own swimming pools.


The Ritz penthouse property offers 360-degree views of the city.


The two-bedroom, four bath downtown condo was reported sold on September 9th after spending 371 days of the market.

The original asking price was $8,980,000, which was later reduced to $7,880,000.

The property has a 2021 asssessment of $6,357,000.


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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Based on a 2016 federal census, the City of Vancouver drew up an official profile of social indicators for 2020. The city profile notes that the median personal income in the city is $39,000.



The standard measure of affordability is 30% of  income for housing costs.

Using this standard, someone earning $39,000 should only pay $975 for a 1 bedroom unit or studio in Vancouver.

A proposed development in Vancouver highlighted measures of what it calls 'for-profit affordable rental housing'. Every year the city updates a bulletin setting the initial maximum rents that can be charged on these projects.

In exchange, developers get a number of incentives, including a waiver on paying development cost levies.

For 2021, the starting rents for new eastside rentals are as follows: $1,653 for a studio, $2,022 for a 1 bedroom, $2,647 for 2 bedroom and $3,722 for a 3 bedroom.

Earnings would have to be more than $80,000 for a person to affordably rent a 1 bedroom unit on the eastside and more than $148,000 yearly to affordably rent a 3 bedroom unit.

On the more expensive westside of the city, the intial maximum rents are: $1,818 for a studio, $2,224 for a 1 bedroom. $2,912 for a 2 bedroom and $4,094 for a 3 bedroom.

Earnings would have to be almost $90,000 for a person to affordably rent a 1 bedroom unit on the westside and almost $164,000 yearly to affordably rent a 3 bedroom unit.

How are our affordability guidelines working? You decide.

At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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There are many obvious good investment items - real estate of course being one of the best.

But is celebrity memorabilia a good investment or really just a fun hobby? With some of these prices these items go for - it's hard to figure.

Would you spend more than $10,000 for one of your favourite celebrity's fake nails or $5,000 for a used tissue?

Here are a few celebrity memorabilia items that sold for astounding amounts of money:


A pair of Nike Air Jordan 1s, game-worn by Michael Jordan in 1985 and signed by the player, sold for $560,000 in a Sotheby's auction.


Michael Jordan's Game Worn, Autographed Nike Air Jordan 1s, 1985_2


According to Guinness World Records, this pair of sneakers is the most expensive ever sold at an auction.


Darth Vaders's helmet worn by actor David Prowse in "Star Wars Episode V: The Empire Strikes Back: sold to an anonymous bidder for $898,420.


darth vader helmet


It was estimated to tap out at $400,000 at an auction in September 2019 - but sold for more than double.


A General Lee 1969 Charger from "The Dukes of Hazzard" owned by actor John Schneider, sold for a whopping $9,900,500 on eBay in 2007.


general lee dukes of hazard car


Used in both the TV series and in the 2000 TV movie. The design on the car's roof - a giant confederate flag - became a source of controversy in 2015. TV land ended up pulling scheduled reruns of the show.


Marilyn Monroe's "Happy Birthday, Mr President" dress, which was covered in 2,500 rhinestone, sold for $1,267,500 at a Christie's auction in 1999.


marilyn monroe


The gown was said to be so tight-fitting that Monroe had to be sewn into it.


An iconic dress that Kate Winslet wore in "Titanic" sold for a whopping $330,000 in 2012.


kate winslet costume


The dress was worn during the scene in which Kate Winslet's character, Rose, meets Leonardo DiCaprio's character, Jack, for the first time.

At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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I honestly try to eat well. Maybe not hard enough, but I start most days with what I think is on the right track. Every morning after a good brisk walk or a light workout I crack, whip and cook up 3 eggs and chase it down with a delicious fruit smoothie with nothing but frozen and fresh fruit combined with pure fruit juice.  The recipe changes daily. And from there I do my best to make smart food choices for lunch and dinner (most days). My weakness - quantity!

However I do like to indulge periodically and one of my favourite treats is ice cream.

Now if I am going to have an ice cream - it might as well be fantastic. Here are some of my favourite hideouts.


La Casa Gelato



If you are looking for options, look no further. La Casa Gelato offers a whopping 238 different varieties of gelato - actually winning a world record for most gelato flavours on site. You can find it at 1033 Venables St., Vancouver


Glenburn Soda Fountain and Confectionery


May be an image of dessert


One of Metro Vancouver's staple stops for ice cream. You'll find sundaes and classic sodo fountain treats throughout the menu. The seasonal sundaes always give you something to go back for. Located at 4090 Hastings St., Burnaby


Popina Canteen


canteen.jpg


Offering the world's first soft-serve cream puff from it Granville Island location. This treat comes in a variety of different flavours and features drool-worthy toppings and sauces. Watch out for the seagulls!


Soft Peaks

Specializing in soft serve that is all-natural and lower in calories and fat than traditional ice cream recipes because it is made with Avalon organic milk. You can also add an assortment of fun toppings. Found at 25 Alexander St., Vancouver and 4603 Kingsway, Burnaby


Innocent Ice Cream


Innocent Ice Cream has officially reopened on Main Street | Dished


Not your average ice cream sandwiches, Innocent's sandos are gluten free and massive in size. They've got a dozen different flavours to choose from at 4865 Main Street, Vancouver


Uno Gelato


Uno Gelato - Happy long weekend from our bear friend who loves Uno Gelato  ⭐️ Get your perfect scoop today : @littlebearbigworld | Facebook


You'll find a dozen different flavours of orginal gelato at each of their locations. Each flavour is made with fresh, local organic ingredients so you know you're getting the best. Located at 601 Stamps Landing, 1055 Canada Place #36 and 2579 West Broadway, Vancouver 


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits


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For the past 18 months the pandemic and policies that were influenced by the economic uncertainty have pushed home prices up significantly, as demand continues to outpace supply.


B.C. housing market shows “fading momentum” but 2021 sales may still  shatter historic 2016 record | Georgia Straight Vancouver's News &  Entertainment Weekly


Most of those market drivers remain in place today and though the summer months have been quiet compared to the beginning of 2021, the fall housing market could be considerably more brisk.

B.C.'s pre-construction market will likely remain busy as buyers lock-in low interest rates with a relatively small initial deposit. 

Much of the talk of the last few months has been about the cooling or our market, but a lack of supply has been one of the main drivers of the declining month-over-month sales numbers.  The shortage of new listings has left many buyers with limited options. According the CMHC the demand for housing  will likely continue to outpace the supply for the coming months.


BC housing market activity continues moderating trend in July


The Bank of Canada has indicated that a hike in interest rates is not coming in 2021. As long as the cost of borrowing remains low, activity will remain high.  As we head into the fall and winter months, low interest rates should continue to drive buyers to search for homes in B.C.

With Hong Kong ranked as the most expensive residential market in the world and the third most expensive city for renters, Vancouver will be one of the top desinations of choice for the roughly 300,000 Canadian passport holders living there. This could cause prices  in B.C.  to go even higher in the months to come.


BC housing market's recovery to impel stronger sales and price growth |  Canadian Mortgage Professional


Things have changed since the beginning of 2021, and we are no longer seeing the frenzy where detach homes for sale are receiving offers numbering in double-digits, in many cases with no subjects, but we can still expect to see competition from other quality offers.

50% of Canadians view real estate as a top investment option. That optimism should continue across B.C., regardless of a 4th Covid-19 wave. If interest rates remain low, as expected we should see steady prices and sales throughout the end of the year.

Those hoping for a change of pace may have to wait a bit longer as our housing market continues to push to new heights in 2021. 

At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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Buying a home in West Kelowna, B.C. today could be infuriating after contacting insurance companies and not being able to get coverage for your property.


a plane flying in the air with smoke coming out of it: With wildfires expected to occur more frequently, experts say builders and buyers could face even more difficulty finding insurance in the future.


Potential homebuyers and home buildings in areas near wildfires are struggling to find insurance because insurers won't issue new coverage for properties or construction sites that are within a certain distance from an active blaze. Sometimes that certain distance could be 25 kilometers, or 75 kilometers or even 100 kilometers.


The remains of a classic car is seen on a property destroyed by the White Rock Lake wildfire in Monte Lake, east of Kamloops, B.C., on Saturday, August 14, 2021. THE CANADIAN PRESS/Darryl Dyck.


The reasoning why insurance is being withheld is unforseen risk.

Buyers who are dealing with accepted offers and can't find coverage for their new home can face a breach of contract if their mortgage company refuses to finance them - and mortgage companies insist on the properties being insured.

Realtors are being forced to include special clauses in purchase agreements that allow buyers to extend the closing date in the event of an act of nature that prevents them from getting insurance.


BC transportation wildfire photo


Getting insurance for homes at risk is not a new phenomenon. As the climate is changing, we are seeing hotter, drier conditions lasting longer, and the wildfire risk is going to increase moving forward.

Today, there really isn't much that can be done for the buyers and builders currently stuck in limbo - except to wait until the wildfire situation improves - which usually happens in early fall.

At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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Despite car sales dropping by 20% in 2020, some of the best selling electric, plug-in hybrid, and hybrid vehicles saw an increase from 2019. 

In order for Canada to hit our 2030 Paris Agreement goals, ZEV's (Zero Emission Vehicles) are going to need to make up 40% of total passenger car sales in 2030.

The good news is that owning an electric car is becomiing easier in Canada. In the first quarter of this year, there were 13,230 EV charges at 6,016 public stations across the country - up 15% since March 2020.

Canada's most popular Zero-Emission Vehicles:

6. Tesla's Model S


2020 Tesla Model S


Total units sold in 2020: 961

Probably the first of the "cool' electric vehicles, with 0-60 time in 2.3 seconds, a 17-inch tablet with an infotainment system. The new Long Range Plus feature will get you 646 kilometers with every charge.


5. Nissan Leaf


2020 Nissan LEAF


Total units sold in 2020: 1,535

If you are looking for a modestly priced EV that's perfect for city driving, this car might be your fit. You'll get 241 kilometers per charge, which is slightly more than similar prices EV's. The 2020 model also has more airbags and standard Apple CarPlay and Android Auto smartphone intergration.


4. Chevrolet Bolt


2022 Chevrolet Bolt EV: What We Know So Far


Total units sold in 2020:4,026

Bolt is a good example of how Detroit based automakers are responding to a rapidly growing market. With a nice 416 kilometers per charge and a cabin that's far more spacious than you would think - this is a fun car to drive.


3. Hyundai Ioniq


2020 Hyundai Ioniq Hybrid


Total units sold in 2020: 5.117

Sure, it's not a full EV, but its fuel ecomony is outstanding, using just 4L per 100km in combined city and highway driving - and it starts at $25,649.


2. Tesla Model 3


2020 Tesla Model 3


Total units sold in 2020: 6,151

This is Tesla's most popular car and among the few vehicles in Canada that saw an increase in sales from 2019 to 2020. It is expected to crack the top 10 list of Canada's best selling cars in the next year or 2.  The Model 3 makes purchasing a high end EV much more accessible for the average Canadian.


1. Toyota Pruis Family


2020 Toyota Prius


Total units sold in 2020: 6,417

This electric care continues to be the go-to EV for Canadians. This year marks its 20th year on the Canadian market and sales continue to grow. 


At Keith Vines and Associates, we offer good old fashion service, working with our home buyers and sellers in a relaxed, friendly manner, applying every available tool available to achieve the best possible outcome. Please take a moment to sign up for Keith’s Grapevine – a periodic eletter full of interesting market news, advice and tidbits

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The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.